How to be money smart when traveling overseas


Solo Travel


(1) Do not carry lots of Cash
You do need to have cash on you when you are traveling overseas, there are lots of places that do not accept credit cards. You are thinking so how would I get cash to cover my entire holiday. $100 in my pocket will only cover first 2 days.

(2) Get a Travel Money Card or a Travel Bank Card.
I use Cash passport card, Which is amazing. I load it with money in the currency I need and off I go. Cash free. This card is my best friend when I am traveling. You can now get Travel Money card from a bank or Travelex.

Cash Passport


(3) Keep your card secure

Once you load your card with money, you must treat it like a credit card. Do not write your pin number down anywhere.


Solo Travel

(4) Lock in an exchange rate

Getting excellent exchange rate makes a big difference when you’re heading overseas. If you time it right you could make your dollar stretch further.


(5) Pay in local currency

When overseas, you should always choose to pay in local currency, this saves you a lot of money in exchange rates and bank fees. Remember to always tell the person serving you that you want to pay in local currency. 


(6) Remember your limit

You’ve saved money by locking in the exchange rate and paid no fees on purchases simply by choosing the local currency but keep an eye out for your limit. If you are not sure, check it online. You can reload if require. Just link the card to your bank account.


(7) Do not use your Travel Money Card for pre-authorisation.

It’s best to avoid using your Travel Money Card for pre-authorisation payments on things like a deposit on your hotel booking or car rental. For hotel bookings use hotels like so you can pay at check-in.


(8) When you need cash, use big bank ATM to avoid bank fees etc.

The best option is to see what your day looks like, how much money you will need, then go withdraw just enough for that day first thing in the morning.


(9) Flexible when traveling through few countries

My last trip, I had a stopover in Singapore and Dubai, I could buy food etc in local currency without having to have the money in cash.


(10) Is the card SAFE?

Card stolen or lost, all you have to do is get online and close the card. My advice not to load a big amount of money at once, because you can easily load more money on your card as you need it.


Join ME, MYSELF AND I … by Subscribing. You will receive instant access to all there is to know about ….. HOW TO #TRAVELSAFE #TRAVELSMART #TRAVELSOLO  By YOGITA RIDGLEY ?